POLICIES

Last updated: June 2023

1. User Relationship

Welcome to Intoit (the “Platform”), which is provided by Intoit Corp. in the United States (collectively, such entities will be referred to as “Intoit," “we,” or “us”).

You are reading the terms of service (the “Terms”), which govern the relationship and serve as an agreement between you and us and set forth the terms and conditions by which you may access and use the Platform and our related websites, services, applications, products and content (collectively, the “Services”). Access to certain Services or features of the Services (such as, by way of example and not limitation, the ability to submit or share User Content (defined below)) may be subject to age restrictions and not available to all users of the Services. Our Services are provided for private, non-commercial use. For purposes of these Terms, “you” and “your” means you as the user of the Services.

The Terms form a legally binding agreement between you and us. Please take the time to read them carefully. If you are under age of 18, you may only use the Services with the consent of your parent or legal guardian. Please be sure your parent or legal guardian has reviewed and discussed these Terms with you.

ARBITRATION NOTICE FOR USERS IN THE UNITED STATES: THESE TERMS CONTAIN AN ARBITRATION CLAUSE AND A WAIVER OF RIGHTS TO BRING A CLASS ACTION AGAINST US. EXCEPT FOR CERTAIN TYPES OF DISPUTES MENTIONED IN THAT ARBITRATION CLAUSE, YOU AND INTOIT AGREE THAT DISPUTES BETWEEN US WILL BE RESOLVED BY MANDATORY BINDING ARBITRATION, AND YOU AND INTOIT WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS-ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

2. Accepting the Terms

By accessing or using our Services, you confirm that you can form a binding contract with Intoit, that you accept these Terms and that you agree to comply with them. Your access to and use of our Services is also subject to our Privacy Policy and Platform Guidelines, the terms of which can be found directly on the Platform, or where the Platform is made available for download, on your mobile device’s applicable app store, and are incorporated herein by reference. By using the Services, you consent to the terms of the Privacy Policy.

If you are accessing or using the Services on behalf of a business or entity, then (a) “you” and “your” includes you and that business or entity, (b) you represent and warrant that you are an authorized representative of the business or entity with the authority to bind the entity to these Terms, and that you agree to these Terms on the entity’s behalf, and (c) your business or entity is legally and financially responsible for your access or use of the Services as well as for the access or use of your account by others affiliated with your entity, including any employees, agents or contractors.

You can accept the Terms by accessing or using our Services. You understand and agree that we will treat your access or use of the Services as acceptance of the Terms from that point onwards.

You should print off or save a local copy of the Terms for your records.

3. Changes to the Terms

We occasionally change these Terms, for instance, when we update our functionality, when we combine multiple apps or services operated by us or our affiliates into a single combined service or app, or when there are regulatory changes. We will use commercially reasonable efforts to generally notify all users of any material changes to these Terms, such as through a notice on our Platform; however, you should look at the Terms regularly to check for such changes. We will also update the “Last Updated” date at the top of these Terms, which reflects the effective date of such Terms. Your continued access or use of the Services after the date of the new Terms constitutes your acceptance of the new Terms. If you do not agree to the new Terms, you must stop accessing or using the Services.

4. Your Account with Us

n order to access and use certain Services, you are required to create an account with us. When creating your account, it is important to provide accurate and up-to-date information. You are responsible for maintaining and updating your account details and other provided information to ensure its accuracy and completeness.

Keeping your account password confidential and not disclosing it to any third party is crucial. If you become aware or suspect that your password has been compromised or that a third party has accessed your account, it is important to notify us immediately.

You acknowledge and agree that you are solely responsible, both to us and others, for all activities that occur under your account.

We reserve the right to disable your user account at any time, including situations where you have failed to comply with the provisions outlined in these Terms. Additionally, we may take such action if activities conducted on your account, in our sole discretion, may cause damage to or disrupt the Services, infringe upon or violate the rights of any third party, or contravene any applicable laws or regulations.

If you decide to discontinue using our Services and wish to have your account deleted, please contact us at [contact information]. We will assist you and guide you through the account deletion process. It is important to note that once your account is deleted, it cannot be reactivated, and any content or information you have added to your account will be permanently inaccessible and irretrievable.

5. Your Access to and Use of Our Services

Your access to and use of the Services are subject to these Terms as well as applicable laws and regulations. The following actions are prohibited:

• Accessing or using the Services if you are not legally competent to agree to these Terms or if you are not authorized by your parent or legal guardian.

• Unauthorized copying, modifying, adapting, translating, reverse engineering, disassembling, decompiling, or creating derivative works of the Services or any included content.

• Distributing, licensing, transferring, or selling the Services or any derivative works.

• Using the Services for commercial purposes or performing commercial solicitation without our express written consent.

• Using the Services for unauthorized purposes, including unauthorized commercial advertising, solicitation, or spamming.

• Interfering with the proper functioning of the Services, disrupting our website or connected networks, or bypassing any access restrictions.

• Incorporating the Services or any part thereof into another program or product without our permission.

• Using automated scripts to collect information from or interact with the Services.

• Impersonating any person or entity or misrepresenting your affiliation with any person or entity.

• Intimidating, harassing, promoting sexually explicit material, violence, or discrimination based on various factors.

• Using or attempting to use another person's account, service, or system without authorization.

• Using the Services in a way that creates a conflict of interest or undermines its purpose, such as engaging in fake reviews.

• Uploading, transmitting, distributing, or storing malicious or harmful files, such as viruses or logic bombs.

• Engaging in unsolicited or unauthorized advertising, solicitations, pyramid schemes, or any other prohibited form of solicitation.

• Sharing private information of third parties without their consent, including addresses, phone numbers, email addresses, or credit card numbers.

• Posting material that infringes upon copyright, trademark, intellectual property, or privacy rights.

• Posting defamatory, obscene, offensive, pornographic, hateful, or inflammatory material.

• Providing instructions or encouraging criminal offenses, dangerous activities, self-harm, or any material intended to harass, harm, distress, or upset people.

• Threatening others or promoting racism, discrimination, or any form of harm or violence.

• Providing answers, responses, comments, opinions, analysis, or recommendations without the proper qualifications or licenses.

• Posting objectionable material that restricts or inhibits others from using the Services or may cause harm or liability.

Furthermore, your use of the Services must always comply with our Platform Guidelines.

We reserve the right to remove or disable access to content at our discretion and without prior notice for any reason. This may include objectionable content, violations of these Terms or our Platform Guidelines, or content that could harm the Services or our users. Our automated systems analyze content, including emails, to provide personally relevant features such as customized search results, tailored advertising, and spam and malware detection. This analysis occurs during the transmission, receipt, and storage of content.

6. Intellectual Property Rights

We respect intellectual property rights and ask you to do the same. As a condition of your access to and use of the Services, you agree to the terms of the Copyright Policy.

7. Content

Intoit Content

Between you and Intoit, the Intoit Content, which includes content, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music, and the overall look and feel of the Services, along with all intellectual property rights related to it, are either owned or licensed by Intoit. However, you or your licensors will own any User Content that you upload or transmit through the Services. Unauthorized use of the Intoit Content or materials on the Services is strictly prohibited. You may not download, copy, reproduce, distribute, transmit, broadcast, display, sell, license, or exploit the Intoit Content for any purpose without the prior written consent of Intoit or its licensors. All rights not expressly granted in these Terms are reserved by Intoit and its licensors.

By using the Services, you acknowledge and agree that Intoit may generate revenues, increase goodwill, or derive value from your use of the Services, including through the sale of advertising, sponsorships, promotions, and usage data. Unless explicitly permitted by Intoit in these Terms or another agreement, you have no right to share in such revenue, goodwill, or value. You also acknowledge that, unless specifically permitted by Intoit in these Terms or another agreement, you have no right to receive income or consideration from any User Content or your use of musical works, sound recordings, or audiovisual clips available on the Services. You are prohibited from monetizing or obtaining consideration from any User Content within the Services or on any third-party service without Intoit's permission.

Subject to the terms and conditions of the Terms, you are granted a non-exclusive, limited, non-transferable, non-sublicensable, revocable, worldwide license to access and use the Services, including downloading the Platform on a permitted device and to access the Intoit Content solely for your personal, non-commercial use in compliance with these Terms. Intoit reserves all rights not expressly granted in the Services and the Intoit Content. Intoit may terminate this license at any time for any reason or no reason.

Please note that no rights are licensed with respect to sound recordings and the musical works embodied therein that are made available through the Service.

When you view content provided by others on the Services, you do so at your own risk. The content on the Services is for general information purposes only and should not be relied upon as advice. It is recommended to seek professional or specialist advice before taking any action based on the content on our Services.

We make no representations, warranties, or guarantees, whether express or implied, regarding the accuracy, completeness, or timeliness of any Intoit Content, including User Content. The Services may contain links to third-party websites and resources, which are provided for informational purposes only. We have no control over the content of those sites or resources and do not endorse them. We are not obligated to pre-screen, monitor, review, or edit any content posted by users on the Services, including User Content.

User-Generated Content

Users of the Services have the ability to upload, post, transmit, or otherwise share User Content, such as text, photos, videos, sound recordings, and musical works. This includes the option to create collaborative User Content that combines contributions from multiple users. The views expressed by other users do not reflect our views or values.

When you use features that allow you to upload or transmit User Content through the Services or interact with other users, you must adhere to the standards outlined in the "Your Access to and Use of Our Services" section. If you choose to upload or transmit User Content on third-party platforms, you must also comply with their content guidelines and the standards set forth in the aforementioned section. We are not liable for any loss or damage resulting from your breach of the warranty that your User Content complies with these standards.

Any User Content you submit is considered non-confidential and non-proprietary. You should not post or transmit any User Content that you consider confidential or proprietary. By submitting User Content, you confirm that you own the content or have obtained all necessary permissions, clearances, or authorizations from the content owner to submit it to the Services and allow its use on other third-party platforms.

If you only own the rights to a sound recording but not the underlying musical works, you should refrain from posting such recordings unless you have the necessary permissions, clearances, or authorizations from the relevant content owner.

While you retain the copyright to your User Content, by submitting it via the Services, you grant us an unconditional, irrevocable, non-exclusive, royalty-free, fully transferable, perpetual, worldwide license to use, modify, adapt, reproduce, create derivative works of, publish, transmit, distribute, and authorize others to view, access, use, download, modify, adapt, reproduce, make derivative works of, publish, and transmit your User Content in any format and on any platform, now known or invented in the future.

Additionally, you grant us a royalty-free license to use your user name, image, voice, and likeness to identify you as the source of your User Content, subject to potential limitations due to age restrictions.

The granted rights include the reproduction and public performance of sound recordings and the musical works embodied within them, without the obligation to pay royalties to any third party, such as record labels, music publishers, performing rights organizations, or other royalty participants involved in the creation of User Content.

If you are a composer, author, or recording artist affiliated with a PRO or under contract with a record label, you are responsible for notifying your PRO and obtaining the necessary consent to grant the royalty-free licenses described in these Terms.

We have the right to disclose your identity to third parties if they claim that your User Content violates their intellectual property rights or right to privacy.

We reserve the right, at our discretion, to cut, crop, edit, refuse to publish, remove, disallow, block, or delete any User Content. We are not liable for any User Content posted by users or published by authorized third parties.

If you have a complaint about content uploaded by other users, please contact us.

We make reasonable efforts to promptly remove infringing material from our Services. It is our policy to disable or terminate the accounts of users who repeatedly infringe copyrights or intellectual property rights.

We appreciate and consider the feedback we receive from the user community. If you provide Feedback regarding our products, services, or features, you acknowledge that we have no obligation to review, consider, implement, or return the Feedback. You grant us an irrevocable, perpetual, unlimited, and unrestricted license to use, reproduce, distribute, create derivative works of, modify, publicly perform,

8. Indemnity

You agree to defend, indemnify, and hold harmless Intoit, its parents, subsidiaries, and affiliates, and each of their respective officers, directors, employees, agents, and advisors from any and all claims, liabilities, costs, and expenses, including, but not limited to, attorneys’ fees and expenses, arising out of a breach by you or any user of your account of these Terms or arising out of a breach of your obligations, representation and warranties under these Terms.

9. EXCLUSION OF WARRANTIES

NOTHING IN THESE TERMS SHALL AFFECT ANY STATUTORY RIGHTS THAT YOU CANNOT CONTRACTUALLY AGREE TO ALTER OR WAIVE AND ARE LEGALLY ALWAYS ENTITLED TO AS A CONSUMER.

THE SERVICES ARE PROVIDED “AS IS” AND WE MAKE NO WARRANTY OR REPRESENTATION TO YOU WITH RESPECT TO THEM. IN PARTICULAR WE DO NOT REPRESENT OR WARRANT TO YOU THAT:

• YOUR USE OF THE SERVICES WILL MEET YOUR REQUIREMENTS;

• YOUR USE OF THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE OR FREE FROM ERROR;

• ANY INFORMATION OBTAINED BY YOU AS A RESULT OF YOUR USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE; AND

• DEFECTS IN THE OPERATION OR FUNCTIONALITY OF ANY SOFTWARE PROVIDED TO YOU AS PART OF THE SERVICES WILL BE CORRECTED.

NO CONDITIONS, WARRANTIES OR OTHER TERMS (INCLUDING ANY IMPLIED TERMS AS TO SATISFACTORY QUALITY, FITNESS FOR PURPOSE OR CONFORMANCE WITH DESCRIPTION) APPLY TO THE SERVICES EXCEPT TO THE EXTENT THAT THEY ARE EXPRESSLY SET OUT IN THE TERMS. WE MAY CHANGE, SUSPEND, WITHDRAW OR RESTRICT THE AVAILABILITY OF ALL OR ANY PART OF OUR PLATFORM FOR BUSINESS AND OPERATIONAL REASONS AT ANY TIME WITHOUT NOTICE

10. LIMITATION OF LIABILITY

NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT OUR LIABILITY FOR LOSSES WHICH MAY NOT BE LAWFULLY EXCLUDED OR LIMITED BY APPLICABLE LAW. THIS INCLUDES LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE OR THE NEGLIGENCE OF OUR EMPLOYEES, AGENTS OR SUBCONTRACTORS AND FOR FRAUD OR FRAUDULENT MISREPRESENTATION.

SUBJECT TO THE PARAGRAPH ABOVE, WE SHALL NOT BE LIABLE TO YOU FOR:

• (I) ANY LOSS OF PROFIT (WHETHER INCURRED DIRECTLY OR INDIRECTLY);

• (II) ANY LOSS OF GOODWILL;

• (III) ANY LOSS OF OPPORTUNITY;

• (IV) ANY LOSS OF DATA SUFFERED BY YOU; OR

• (V) ANY INDIRECT OR CONSEQUENTIAL LOSSES WHICH MAY BE INCURRED BY YOU. ANY OTHER LOSS WILL BE LIMITED TO THE AMOUNT PAID BY YOU TO INTOIT WITHIN THE LAST 12 MONTHS.

ANY LOSS OR DAMAGE WHICH MAY BE INCURRED BY YOU AS A RESULT OF:

• ANY RELIANCE PLACED BY YOU ON THE COMPLETENESS, ACCURACY OR EXISTENCE OF ANY ADVERTISING, OR AS A RESULT OF ANY RELATIONSHIP OR TRANSACTION BETWEEN YOU AND ANY ADVERTISER OR SPONSOR WHOSE ADVERTISING APPEARS ON THE SERVICE;

• ANY CHANGES WHICH WE MAY MAKE TO THE SERVICES, OR FOR ANY PERMANENT OR TEMPORARY CESSATION IN THE PROVISION OF THE SERVICES (OR ANY FEATURES WITHIN THE SERVICES);

• THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE, ANY CONTENT AND OTHER COMMUNICATIONS DATA MAINTAINED OR TRANSMITTED BY OR THROUGH YOUR USE OF THE SERVICES;

• YOUR FAILURE TO PROVIDE US WITH ACCURATE ACCOUNT INFORMATION; OR

• YOUR FAILURE TO KEEP YOUR PASSWORD OR ACCOUNT DETAILS SECURE AND CONFIDENTIAL.

PLEASE NOTE THAT WE ONLY PROVIDE OUR PLATFORM FOR DOMESTIC AND PRIVATE USE. YOU AGREE NOT TO USE OUR PLATFORM FOR ANY COMMERCIAL OR BUSINESS PURPOSES, AND WE HAVE NO LIABILITY TO YOU FOR ANY LOSS OF PROFIT, LOSS OF BUSINESS, LOSS OF GOODWILL OR BUSINESS REPUTATION, BUSINESS INTERRUPTION, OR LOSS OF BUSINESS OPPORTUNITY.

IF DEFECTIVE DIGITAL CONTENT THAT WE HAVE SUPPLIED DAMAGES A DEVICE OR DIGITAL CONTENT BELONGING TO YOU, AND THIS IS CAUSED BY OUR FAILURE TO USE REASONABLE CARE AND SKILL, WE WILL EITHER REPAIR THE DAMAGE OR PAY YOU COMPENSATION. HOWEVER, WE WILL NOT BE LIABLE FOR DAMAGE THAT YOU COULD HAVE AVOIDED BY FOLLOWING OUR ADVICE TO APPLY AN UPDATE OFFERED TO YOU FREE OF CHARGE OR FOR DAMAGE THAT WAS CAUSED BY YOU FAILING TO CORRECTLY FOLLOW INSTALLATION INSTRUCTIONS OR TO HAVE IN PLACE THE MINIMUM SYSTEM REQUIREMENTS ADVISED BY US.

THESE LIMITATIONS ON OUR LIABILITY TO YOU SHALL APPLY WHETHER OR NOT WE HAVE BEEN ADVISED OF OR SHOULD HAVE BEEN AWARE OF THE POSSIBILITY OF ANY SUCH LOSSES ARISING.

YOU ARE RESPONSIBLE FOR ANY MOBILE CHARGES THAT MAY APPLY TO YOUR USE OF OUR SERVICE, INCLUDING TEXT MESSAGING AND DATA CHARGES. IF YOU’RE UNSURE WHAT THOSE CHARGES MAY BE, YOU SHOULD ASK YOUR SERVICE PROVIDER BEFORE USING THE SERVICE.

TO THE FULLEST EXTENT PERMITTED BY LAW, ANY DISPUTE YOU HAVE WITH ANY THIRD PARTY ARISING OUT OF YOUR USE OF THE SERVICES, INCLUDING, BY WAY OF EXAMPLE AND NOT LIMITATION, ANY CARRIER, COPYRIGHT OWNER OR OTHER USER, IS DIRECTLY BETWEEN YOU AND SUCH THIRD PARTY, AND YOU IRREVOCABLY RELEASE US AND OUR AFFILIATES FROM ANY AND ALL CLAIMS, DEMANDS AND DAMAGES (ACTUAL AND CONSEQUENTIAL) OF EVERY KIND AND NATURE, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES.

11. Other Terms

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No Waiver. Our failure to insist upon or enforce any provision of these Terms shall not be construed as a waiver of any provision or right.

Security. We do not guarantee that our Services will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our Services. You should use your own virus protection software.

Severability. If any court of law, having jurisdiction to decide on this matter, rules that any provision of these Terms is invalid, then that provision will be removed from the Terms without affecting the rest of the Terms, and the remaining provisions of the Terms will continue to be valid and enforceable.

ARBITRATION AND CLASS ACTION WAIVER. This Section includes an arbitration agreement and an agreement that all claims will be brought only in an individual capacity (and not as a class action or other representative proceeding). Please read it carefully. You may opt out of the arbitration agreement by following the opt out procedure described below.

Informal Process First. You agree that in the event of any dispute between you and Intoit, you will first contact Intoit and make a good faith sustained effort to resolve the dispute before resorting to more formal means of resolution, including without limitation any court action.

Arbitration Agreement. After the informal dispute resolution process, any remaining dispute, controversy, or claim (collectively, “Claim”) relating in any way to your use of Intoit’s services and/or products, including the Services, or relating in any way to the communications between you and Intoit or any other user of the Services, will be finally resolved by binding arbitration. This mandatory arbitration agreement applies equally to you and Intoit. However, this arbitration agreement does not (a) govern any Claim by Intoit for infringement of its intellectual property or access to the Services that is unauthorized or exceeds authorization granted in these Terms or (b) bar you from making use of applicable small claims court procedures in appropriate cases. If you are an individual, you may opt out of this arbitration agreement within thirty (30) days of the first of the date you access or use this Service by following the procedure described below.

You agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of this provision and that you and Intoit are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision will survive any termination of these Terms.

If you wish to begin an arbitration proceeding, after following the informal dispute resolution procedure, you must send a letter requesting arbitration and describing your claim to:

Intoit Media Corp., 200 E 3rd St. Apt 2E New York, New York 10003

Email Address: admin@intoit.info

The arbitrator, and not any federal, state, or local court, will have exclusive authority to resolve any dispute relating to the interpretation, applicability, unconscionability, arbitrability, enforceability, or formation of this arbitration agreement, including any claim that all or any part of this arbitration agreement is void or voidable. However, the preceding sentence will not apply to the “Class Action Waiver” section below.

If you do not want to arbitrate disputes with Intoit and you are an individual, you may opt out of this arbitration agreement by sending an email to admin@intoit.info within thirty (30) days of the first of the date you access or use the Services.

Class Action Waiver. Any Claim must be brought in the respective party’s individual capacity, and not as a plaintiff or class member in any purported class, collective, representative, multiple plaintiff, or similar proceeding (“Class Action”). The parties expressly waive any ability to maintain any Class Action in any forum. If the Claim is subject to arbitration, the arbitrator will not have the authority to combine or aggregate similar claims or conduct any Class Action nor make an award to any person or entity not a party to the arbitration. Any claim that all or part of this Class Action Waiver is unenforceable, unconscionable, void, or voidable may be determined only by a court of competent jurisdiction and not by an arbitrator. The parties understand that any right to litigate in court, to have a judge or jury decide their case, or to be a party to a class or representative action, is waived and that any claims must be decided individually, through arbitration.

If this class action waiver is found to be unenforceable, then the entirety of the Arbitration Agreement, if otherwise effective, will be null and void. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim. If for any reason a claim proceeds in court rather than in arbitration, you and Intoit each waive any right to a jury trial.

If a counter-notice is received by Intoit’s Copyright Agent, we may send a copy of the counter-notice to the original complaining party informing that person that we may replace the removed content or cease disabling it. Unless the original complaining party files an action seeking a court order against the Content Provider, member, or user, the removed content may be replaced, or access to it restored, in ten business days or more after receipt of the counter-notice at Intiot’s sole discretion.

Please understand that filing a counter-notification may lead to legal proceedings between you and the complaining party to determine ownership. Be aware that there may be adverse legal consequences in your country if you make a false or bad-faith allegation by using this process.

California Consumer Rights Notice. Under California Civil Code Section 1789.3, California users of the Services receive the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at the contact information set forth at https://www.dca.ca.gov/about_us/contactus.shtml.

Users of the Services who are California residents and are under 18 years of age may request and obtain removal of User Content they posted by contacting us. All requests must be labeled "California Removal Request" on the email subject line. All requests must provide a description of the User Content you want removed and information reasonably sufficient to permit us to locate that User Content. We do not accept California Removal Requests via postal mail, telephone or facsimile. We are not responsible for notices that are not labeled or sent properly, and we may not be able to respond if you do not provide adequate information.

Exports. You agree that you will not export or re-export, directly or indirectly the Services and/or other information or materials provided by Intoit hereunder to any country for which the United States or any other relevant jurisdiction requires any export license or other governmental approval at the time of export without first obtaining such license or approval. In particular, but without limitation, the Services may not be exported or re-exported (a) into any U.S. embargoed countries or any country that has been designated by the U.S. Government as a “terrorist supporting” country, or (b) to anyone listed on any U.S. Government list of prohibited or restricted parties, including the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person’s List or Entity List.

U.S. Government Restricted Rights. The Services and related documentation are "Commercial Items", as that term is defined at 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation", as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein.

App Stores

To the extent permitted by applicable law, the following supplemental terms shall apply when accessing the Platform through specific devices:

Notice regarding Apple.

By downloading the Platform from a device made by Apple, Inc. (“Apple”) or from Apple’s App Store, you specifically acknowledge and agree that:

• These Terms between Intoit and you; Apple is not a party to these Terms.

• The license granted to you hereunder is limited to a personal, limited, non-exclusive, non-transferable right to install the Platform on the Apple device(s) authorised by Apple that you own or control for personal, non-commercial use, subject to the Usage Rules set forth in Apple’s App Store Terms of Services.

• Apple is not responsible for the Platform or the content thereof and has no obligation whatsoever to furnish any maintenance or support services with respect to the Platform.

• In the event of any failure of the Platform to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Platform, if any, to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Platform.

• Apple is not responsible for addressing any claims by you or a third party relating to the Platform or your possession or use of the Platform, including without limitation (a) product liability claims; (b) any claim that the Platform fails to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection or similar legislation.

• In the event of any third party claim that the Platform or your possession and use of the Platform infringes such third party’s intellectual property rights, Apple is not responsible for the investigation, defence, settlement or discharge of such intellectual property infringement claim.

• You represent and warrant that (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.

• Apple and its subsidiaries are third-party beneficiaries of these Terms and upon your acceptance of the terms and conditions of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary hereof.

• Intoit expressly authorises use of the Platform by multiple users through the Family Sharing or any similar functionality provided by Apple.